- Have any questions?
- 888-900-1020
refer eligible
- Filter by
- Categories
- Tags
- Authors
- Show all
- All
- Bad Credit Home Loans
- Bank Statement Program
- Bankruptcy
- Charge offs
- conventional loan
- Credit Repair
- FHA Loan
- Lender Overlays
- Loans For Seniors
- Low Fico Score
- Mortgage
- Non Qm Loans
- VA
- VA Loan Without Lender Overlays
- VA Loans FAQs
- Vacation home
- Vacation Time
- Veterans Day 2016
- w2
- All
- 0.60%
- 0.85%
- 1 month
- 10% down
- 10% tolerance
- 100%
- 100% financing
- 1040ez
- 15 day
- 15 year
- 15-years mortgage
- 2 month
- 2016
- 2016 Asset Based Lending
- 2016 audit
- 2016 Conventional Loan After Bankruptcy
- 2016 Conventional Loan Basics
- 2016 Conventional Loan Collection Accounts Guidelines
- 2016 credit scores
- 2016 Fannie Mae
- 2016 Fannie Mae Collection Accounts
- 2016 fannie mae guidelines
- 2016 Fannie Mae Second Home Guidelines
- 2016 fha
- 2016 fha 203k Loan requirements
- 2016 FHA Co-Borrower Guidelines
- 2016 FHA Condo Guidelines
- 2016 fha credit disputes
- 2016 fha credit guidelines
- 2016 FHA Debt to income
- 2016 fha guidelines
- 2016 FHA Guidelines On Buying House Flips
- 2016 FHA Loan Requirements
- 2016 FHA Manual Underwriting Guidelines
- 2016 FHA Mortgage After Loan Modification Guidelines
- 2016 FHA Non Occupant Co-Borrower
- 2016 guidelines
- 2016 Guidelines Fannie Mae 5-10 Financed Properties
- 2016 HARP 2.0
- 2016 interest rates
- 2016 mortgage
- 2016 Mortgage Application
- 2016 Presidential Election Mortgage Rates
- 2016 property tax appeals
- 2016 VA
- 2017 Adjustable Rate Mortgage
- 2017 Buying vs. Renting
- 2017 Cash-Out Refinance Options
- 2017 Cash-Out Refinance Or Home Equity Loan
- 2017 Chicago FHA Loans
- 2017 Chicago VA Loans
- 2017 Compensating Factors
- 2017 Condo Pros and Cons
- 2017 Conforming Loan Limits Increase
- 2017 Conventional Loan Guidelines
- 2017 Conventional Loan With Chapter 13 Bankruptcy
- 2017 Conventional Refinance Guidelines
- 2017 Fannie Mae Changes
- 2017 FHA Guidelines For Chapter 13 Bankruptcy
- 2017 FHA Loan With Bad Credit
- 2017 FHA Minimum Credit Score Requirements
- 2017 FHA Mixed Use 203K
- 2017 FHA Mortgage Insurance Reduction
- 2017 FHA Versus Conventional Loans
- 2017 Guidelines On Mortgage Part Of Bankruptcy
- 2017 Home Supply Lowest In History
- 2017 HUD Chapter 13 Guidelines
- 2017 Interest Rates Falling
- 2017 Low Down Payment Mortgages
- 2017 Mortgage After Bankruptcy And Foreclosure
- 2017 Mortgage After Short Sale
- 2017 Mortgage Applications
- 2017 Mortgage Lender Search
- 2017 Mortgage Loan Program Checklist
- 2017 Mortgage Pre-Approval Process
- 2017 Mortgage Rate Lock
- 2017 Mortgage Rates Declining
- 2017 New Underwater Refinance Program
- 2017 Online Mortgage Tools
- 2017 Reasons For An FHA Mortgage
- 2017 USDA Loan Requirements
- 2017 VA Cash Out Refinance
- 2017 VA Loan Limits
- 2017 VA Loan With Bad Credit
- 2017 VA Loan With Low Credit Scores
- 2017 VA Mortgage Rates Comparison
- 2017 VA Streamline Refinance
- 2017 VA Versus FHA Loans
- 2018
- 2018 prediction
- 203k
- 203k streamline
- 2nd hone
- 3.5% down
- 30 day
- 30 year
- 30 year mortgage
- 30-year rate
- 30-years mortgage
- 4 Mortgage Application Mistakes
- 4 Reasons To Hire A Tax Professional
- 4% sellers concession
- 45 day
- 5/1 arm
- 5/5 arm
- 580
- 580 FICO
- 60 day
- 620
- 620 FICO
- 7
- 740
- accessibility
- accounts receivable
- additional requirements
- adjustable-rate
- advertised rate
- air filter
- alt-A
- Alt-A Basics And Mortgages
- Annoying Neighbors
- appeal
- application
- approval
- approve
- approve eligible
- ARM
- arm features
- assessment
- association
- assumable
- assumable mortgage
- assume va loan
- Assuming VA Loan
- Audit
- AUS
- authorized user
- auto loan
- auto loans
- Automated Underwriting System
- Avoid HOA Drama
- Avoid Losing Pre-Approval
- back to work
- back to work guidelines
- backend
- bad credit
- Bad Credit Home Loans
- bailout
- bank statement
- bank statement mortgage loan
- Bank Statement Mortgage Loans
- Bankruptcy
- beaches
- become loan officer
- board meeting
- borrowers
- Brexit
- Brexit Mortgage Rate Effects
- Brexit Mortgage Relief Is Over
- bridge loan
- Buy A Home While Selling Current Home
- Buy A Home With Low Money Down
- buyer
- buyers
- buying
- Buying A Home With A Conventional Loan
- California
- cancelled checks
- cash
- cash flow
- cash out
- Cash-out refinance
- caulk
- certificate of eligibility
- chapter 13
- chapter 13 bankruptcy
- Chapter 13 guidelines
- chapter 7
- chapter seven
- charge off
- charge ofss
- charged off accounts
- Chicago
- Choosing neighborhood
- clear to close
- clinton
- closing
- closing costs
- co-borrower
- COE
- collection
- collection accounts
- collections
- colorado
- commercial
- Common Lender Overlays
- Common Sub-620 FICO Requirements
- communication
- community
- community property
- compensating factors
- Compete With Cash Buyers
- condo
- condotel
- condotel financing
- conforming
- conforming loan
- Conforming vs. Non-Conforming Loans
- Conventional
- conventional guidelines
- conventional loan
- Conventional loan guidelines
- Conventional Loan Waiting Period
- Conventional Loan With Low Credit Scores
- conventional loans
- Conventional Loans Better Than Government Loans
- CPA
- credit
- credit card
- credit cards
- Credit Counseling
- credit disputes
- Credit Disputes Affect Mortgage Approval
- credit lines
- credit repair
- credit report
- Credit Report To Closing
- credit requirements
- credit score
- credit scores
- credit scores va loans
- credit tradelines
- Credit Troubles
- cruise ship
- Cruise Ship destinations
- Cruise ship vacations
- cruise ships
- cruising
- ctc
- Cutting costs
- cutting loan term
- Debt
- Debt Affects Credit score
- debt ratios
- debt to income
- debt to income ratio
- debto to income
- decision
- decline
- deductions
- deed-in-lieu foreclosure
- deferment
- denial
- dentists
- derogatory
- derogatory items
- Description
- desktop underwriter
- differences
- Discharge Date
- disclosures
- Discount points
- dismissal date
- documents
- donald trump
- down payment
- downpayment
- downsizing
- dream home
- dte
- DTI
- DTI Ratio
- DU 10
- Dual Agency Real Estate Transactions
- economic forecast
- economy
- Effective income
- efficient
- election
- eligible
- Ellie Mae
- employment
- employment history
- equity
- Escrow
- Essential Homeowner Skills
- excess fees
- explaining credit history
- extenuating circumstances
- Extra Mortgage Payments Vs Refinancing
- Fannie
- Fannie Mae
- Fannie Mae vs Freddie Mac
- fed meeting
- Fed rate
- Federal Reserve
- Fha
- fha 203k
- FHA 203K Loan
- FHA 203k loans
- Fha back to work
- FHA Define Family Member
- fha employment gap
- fha guidelines
- FHA Guidelines On Gift Funds
- fha Handbook 4000.1
- Fha loan
- FHA Loan Chapter 13 Bankruptcy
- FHA Loan Denial With Good Credit
- fha loan guidelines
- FHA Loan Limits Help Potential Borrowers
- fha loan with tax lien
- fha loans
- fha mip
- fha streamline
- FHA W-2 Only Mortgage Loan
- fhe guidelines
- fico
- fico credit score
- FICO score
- financing a condo
- Firing employees
- first mortgage
- Fixed-rate
- fixer upper
- flood
- Florida
- foreclosure
- form 2106
- Freddie
- Freddie Mac
- fuse box
- GDP growth 2018
- Get Rid Of FHA MIP
- gift
- golf
- Golf Course Is The New Boardroom
- Google Potential Home Address
- government insured
- great recession
- guidelines
- Hampshire Illinois Home Purchase
- HARP
- heloc
- high balance
- high cost
- high dti
- high fees
- hillary clinton
- hiring
- Hiring Proper Employees
- hoa
- hoa fees
- home affordable refinance plan
- home equity
- Home equity loan
- Home Equity Loan Basics
- Home Equity Loans Bubble Bursting
- home loans for doctors
- Home Possible
- home renovations
- Home Selling tips
- Homebuyer Mistakes
- HomeReady
- homes
- homestyle
- hourly
- House Affordability When Interest Rates Rise
- house flippers
- house flipping
- Housing Renovations
- how long for a mortgage approval
- how long to close on a home loan
- How Long To Save For Home Purchase
- how to qualify
- HUD
- Importance of Loan Processors
- Importance Of Mortgage Underwriters
- Important Credit Lessons
- included
- income
- income tax changes for 2018 mortgage interest
- Increase Your Chance Of Getting A Mortgage
- insurance
- Insurance Claim Denials After Hurricane Matthew
- intereat rate
- interest rate
- Interest rates
- Interest Rates On The Rise
- invest
- Investment home
- investment properties
- investment property
- Investment Property Mortgage With Rental Income
- IRRL
- IRRRL
- IRRRRL
- IRS
- items
- jacksonville
- jibs
- job
- judgement
- judgment
- judgments
- July 2016 Mortgage Applications Dropping
- jumbo
- jumbo loan
- jumbo mortgage
- jumbo super jumbo
- Land contract
- last-minute
- lender
- Lender credit
- Lender overlay
- lender overlays
- lender paid mortgage insurance
- Letter of Explanation
- Letter Of Explanation To Underwriters
- letters of explanation
- liens
- liquor
- listing
- loan approval
- loan assumption
- loan denial
- loan limit
- loan limits
- loan modification
- Loan officer
- loan originator
- loan processor
- loan-to-value
- loans
- Loans That Affect Credit Worthiness
- loe
- low credit scores
- lower interest rate
- LOX
- LPMI
- LTV
- mandatory waiting period
- Matt Herbolich of The Gustan Cho Team
- Matthew Herbolich
- median home
- miami
- military loans
- minimal doc
- minimal document
- minimum credit score
- Minimum Earnings Needed
- minimum fico score
- mip
- Mistakes When Applying For A Mortgage
- mixed use
- Moetgage steps
- mortgage
- Mortgage Basics For Beginners
- Mortgage Errors You Should Avoid
- Mortgage Glossary
- mortgage insurance
- mortgage insurance premium
- mortgage interest
- Mortgage Loan Denials
- mortgage loan programs
- Mortgage Loans For Self Employed Borrowers
- mortgage mistakes
- Mortgage part of bankruptcy
- Mortgage Payment Increase
- Mortgage Process Timeline
- Mortgage Processing
- mortgage rate
- Mortgage rate lock
- mortgage rates
- Mortgage Rates And Election Year
- Mortgage Rates Are Primed To Fall
- Mortgage shopping
- mortgage timeline
- mortgage underwriter
- Mortgage unemployment
- Mortgage With No Credit
- Mortgage With Under 620 Credit Score
- Mortgage With W2 Income
- mortgages
- motivation
- negatives
- neighborhood pride
- neighbors
- no credit
- no doc
- no money
- no money down
- no tax return
- non-conforming loan
- non-qm
- non-qm loans
- non-traditional tradelines
- non-warrantable
- obama
- offer
- Orlando
- P&L
- page 1
- page 2
- page 3
- paperwork
- payday loans
- Paying Off Your Mortgage
- physician loan program
- PMI
- points
- positives
- Positives For 2017 Rising Interest Rates
- pre-approval
- Pre-Approved Before Showing You Homes
- pre-qualification
- Preapproval
- preapproval letter
- Preparing To Qualify For Mortgage
- prequalify
- Price
- primary residence
- private mortgage insurance
- professional
- profit and loss
- projects
- property
- property management
- property tax prorations
- property taxes
- purchase
- Purchase Home With Poor Credit Co Borrower
- qualifications
- qualify
- qualifying
- qualifying for a mortgage after including mortgage in bankruptcy
- rate
- rate and term
- rate increase
- rate reduction
- rates
- re-establish credit
- real estate
- real Estate agent
- Real Estate Negotiation
- Realtor
- Reasons To Consider 15 Year Mortgage
- Reasons Your House Isn’t Selling
- red flags
- Reduce High DTI Ratio
- refer eligible
- refer Ineligible
- refinance
- Refinance FHA Loan To Conventional Loan
- Refinance Waiting Period
- refinances
- rehab
- renovation
- renovations
- rent
- rent history
- rental
- renter
- Renters insurance
- renting
- Renting Your Home IRS Tax Rules
- repairs
- requirements
- research
- reserves
- residual income
- retirement
- Revolving Versus Installment Credit
- Rural Loan
- salaries
- salary
- sand
- Save
- save money on your mortgage
- Second home
- secured credit card
- Seller Disclosure Report
- seller financing
- Seller Financing Nightmares
- seller's market
- seller’s concession
- Sellers Concessions
- selling
- Selling Your Business
- short sale
- sick time
- similarities
- Skip Mortgage Payments For Holiday Expenses
- Skipping starter homes
- small down payment
- Smaller House Affordability
- solar panels
- spouse
- standard
- starter homes
- Streamline
- Streamline Refinance
- student loan
- student loans
- subordinate lien
- subprime
- sun
- tampa
- tax audit
- tax deduction
- tax liability
- Tax Lien
- tax liens
- Tax return
- tax returns
- tax savings
- Taxes
- tennessee
- terms
- The Gustan Cho Team at USA Mortgage
- time
- Time to move
- timeliness
- timesahare
- tolerance of fees
- tradelines
- trump
- UFMIP
- Unconventional Real Estate Sales Tactics
- Understanding Discount Points
- Understanding Mechanics Liens
- underwater
- underwriter
- underwriting
- unlimited tolerance
- Unreimbursed Expenses
- usda
- USDA Loans
- VA
- va bankruptcy chapter 13 7
- VA Guidelines
- va home loan
- VA Loan
- va loan approval with scores less than 620
- VA Loan Without Lender Overlays
- VA Loans
- va loans credit score
- VA Loans FAQs
- va mortgage
- Vacation
- Vacation home
- Vacation property
- vacation time
- Vacations
- verification of rent
- verification of rental
- veterans
- Veterans Affairs
- Veterans Day 2016
- VOR
- W-2
- w2
- W2 No Tax Return
- W2 Wage
- waiting period
- wall studs
- warning signs
- warrantable
- Water
- Ways To Prepare For Home Buying
- Ways To Prepare For Your Refinance
- What Keeps Me Motivated
- When To Buy Your Retirement Home
- White House Suspends FHA MIP Reduction
- work
- You Shouldn’t Ignore Low Interest Rates
- young adults
- zero tolerance
July 26, 2016
Published by Matthew Herbolich
Categories
Automated Underwriting System: What Is It? The Automated Underwriting System is a computerized mortgage underwriting system that analyzes a potential mortgage borrower’s application for a home […]