Tag: debt to income

FHA Loan Denial With Good Credit

FHA Loan Denial With Good Credit: Is It Possible? If you believe that the title of this article, FHA Loan Denial With Good Credit, could not be true, then you’d be mistaken because unfortunately this is entirely possible and later on in this post, we will go over just how this can happen and what

Read More

Avoid Losing Pre-Approval

Avoid Losing Pre-Approval: Be Careful When you are shopping for a home and working with a mortgage company to obtain a pre-approval, there is normally a lot of time and effort in being diligent during this process and getting you a solid pre-approval.  However, there are some things you can to hinder this pre-approval and

Read More

VA Loans with High DTI

VA Loans with High DTI VA loans are evaluated in much the same manner as any other mortgage. Borrowers must be able to demonstrate a responsible credit history, show sufficient funds to close on a transaction, two-year employment record and the ability to repay the mortgage payment in addition to other monthly credit obligations. The

Read More

Purchase Home With Poor Credit Co Borrower

Purchase Home With Poor Credit Co Borrower: Is This Normal? Let’s be honest, in our digital and electronic world there is no excuse for you not to be fully informed about any of the decisions you make, but let’s face it, there is still room for surprises along the way.  One of the big surprises

Read More