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Mortgage Blog
November 24, 2017
When mortgage lenders issue a home loan they do so in part with having the ability to sell that loan in the secondary market. Long gone […]
November 22, 2017
A bankruptcy can do some serious harm to a credit score. On average, a bankruptcy filing can knock a credit score by more than 200 points. […]
November 21, 2017
A Verification of Rent, or VOR, is pretty much what it sounds like. A verification of rent is the process of verifying someone’s rental history and […]
November 19, 2017
Most every financial transaction today is performed electronically. Checking out at the line in the grocery store, opening up a new savings account and other common […]
November 17, 2017
Getting a college degree takes time and money. And in many cases, lots of it. As college costs continue to rise, it costs more money than […]
November 15, 2017
Borrowers can do quite a bit of “pre-game” before submitting a loan application. First, there’s the thought of buying a house and getting a mortgage or […]
November 13, 2017
A mortgage loan application goes through different stages prior to loan documents being delivered to the settlement agent. First, the applicant speaks with a loan officer […]
November 9, 2017
With FHA loans and other mortgages, they are considered “secured.” That means the property can never change hands until and unless the secured liens are satisfied. […]
November 8, 2017
The FHA loan program is one of the more lenient mortgage programs in today’s mortgage marketplace as it relates to credit and other qualifying factors, especially […]
November 6, 2017
FHA loans are one of three so-called “government-backed” mortgage loan programs. They’re sometimes referred to as government-backed not because the government approves the loan or is […]
November 2, 2017
VA Loans with High DTI VA loans are evaluated in much the same manner as any other mortgage. Borrowers must be able to demonstrate a responsible […]
October 24, 2017
When applying for a mortgage loan here in the United States there is a small box that needs to be checked that asks if the applicant […]