Mortgage Blog

December 10, 2017

VA Guidelines on Deferred Student Loans

It’s becoming more and more expensive over the past several years to attend and graduate from a four-year college. Colleges have not only raised tuition but […]
December 9, 2017

Financing Condotels and Non-Warrantable Condos

When someone submits a loan application, the lender begins the process of evaluating credit, income, assets, employment and other facets of the individual’s financial profile. Lenders […]
December 7, 2017

Qualifying for Conventional Loans with Mortgage part of Chapter 7 Bankruptcy

Qualifying for Conventional Loans with Mortgage part of Chapter 7 Bankruptcy Sometimes consumers can feel as if it’s the end of the world when financial problems […]
December 5, 2017

The Critical Importance of Preapprovals

For those who are thinking about taking the plunge and start shopping for a new place to live, it’s probably a very good time to do […]
December 4, 2017

VA Guidelines on Credit Scores

Getting approved for a VA home loan in today’s digitized world has made getting approved for a home loan so much easier, less expensive and faster. […]
November 29, 2017

Mortgage Included in Bankruptcy? Here’s How You May Still Qualify for a Home Loan

Filing for bankruptcy is typically the action of last resort. Consumers who find themselves in dire financial straits without seeing any way out of their current […]
November 27, 2017

Can I Qualify for an FHA Loan if I Have a Timeshare Foreclosure

Can someone qualify for an FHA loan if there is a record of a foreclosure on a timeshare? There really is quite a bit in that […]
November 24, 2017

An In-Depth Look at Loan Limits: How, When and Why

When mortgage lenders issue a home loan they do so in part with having the ability to sell that loan in the secondary market. Long gone […]
November 22, 2017

VA Loans and Bankruptcy

A bankruptcy can do some serious harm to a credit score. On average, a bankruptcy filing can knock a credit score by more than 200 points. […]
November 21, 2017

What is a Verification of Rent?

A Verification of Rent, or VOR, is pretty much what it sounds like. A verification of rent is the process of verifying someone’s rental history and […]
November 19, 2017

What Is The Automated Underwriting System?

Most every financial transaction today is performed electronically. Checking out at the line in the grocery store, opening up a new savings account and other common […]
November 17, 2017

The Physician Home Loan Program

Getting a college degree takes time and money. And in many cases, lots of it. As college costs continue to rise, it costs more money than […]