Mortgage Blog

December 19, 2017

Refinancing VA Loans

Included in the first Servicemen’s Readjustment Act of 1944, commonly referred to as the “G.I. Bill” were several provisions in an effort to help soldiers returning […]
December 18, 2017

The Importance of Preapprovals

From the outside looking in, the mortgage industry sure has its fair share of jargon. Of course, most every business does have its own internal jargon, […]
December 17, 2017

VA Loans with Under 620 Credit Scores

Mortgage loans can be approved and funded in as little as 10 business days. While that’s not the standard processing time, most VA loans are approved […]
December 13, 2017

Condominiums: The Importance of FHA Approval

Consider this couple getting ready to buy a condo. The husband is a senior manager at an engineering firm and has been with the same company […]
December 12, 2017

VA Loans and Credit Score Requirements

Prior to the years running up to 2000, credit reports were viewed manually. That is to say the underwriter, the individual working for the mortgage company […]
December 10, 2017

VA Guidelines on Deferred Student Loans

It’s becoming more and more expensive over the past several years to attend and graduate from a four-year college. Colleges have not only raised tuition but […]
December 9, 2017

Financing Condotels and Non-Warrantable Condos

When someone submits a loan application, the lender begins the process of evaluating credit, income, assets, employment and other facets of the individual’s financial profile. Lenders […]
December 7, 2017

Qualifying for Conventional Loans with Mortgage part of Chapter 7 Bankruptcy

Qualifying for Conventional Loans with Mortgage part of Chapter 7 Bankruptcy Sometimes consumers can feel as if it’s the end of the world when financial problems […]
December 5, 2017

The Critical Importance of Preapprovals

For those who are thinking about taking the plunge and start shopping for a new place to live, it’s probably a very good time to do […]
December 4, 2017

VA Guidelines on Credit Scores

Getting approved for a VA home loan in today’s digitized world has made getting approved for a home loan so much easier, less expensive and faster. […]
November 29, 2017

Mortgage Included in Bankruptcy? Here’s How You May Still Qualify for a Home Loan

Filing for bankruptcy is typically the action of last resort. Consumers who find themselves in dire financial straits without seeing any way out of their current […]
November 27, 2017

Can I Qualify for an FHA Loan if I Have a Timeshare Foreclosure

Can someone qualify for an FHA loan if there is a record of a foreclosure on a timeshare? There really is quite a bit in that […]