Mortgage Blog

May 12, 2016
2016 FHA DTI Ratio Guidelines

2016 FHA DTI Ratio Guidelines

2016 FHA DTI Ratio Guidelines: Introduction 2016 FHS DTI Ratio Guidelines (debt-to-income) is one of, if not the most important factors when determining if you qualify […]
May 12, 2016
2016 FHA Credit Guidelines

2016 FHA Credit Guidelines

2016 FHA Credit Guidelines Explained If you are a borrower and you are seeking an FHA loan, you need to be aware of the 2016 FHA […]
May 11, 2016
Fixed Or Adjustable-Rate Mortgage- Which Is Best For You-

Fixed Or Adjustable-Rate Mortgage: Which Is Best For You?

Be Informed About Your Mortgage Options If you are a new homebuyer or any homebuyer for that matter, there is one thing you need to figure […]
May 11, 2016
Why Become A Loan Officer- Part 3

Why Become A Loan Officer: Part 3

Welcome back for part 3 of my multi-part series on the ins and outs of what a loan officer does, why you should become one, developing […]
May 11, 2016
2016 FHA Guidelines On Student Loans

2016 FHA Guidelines On Student Loans

2016 FHA Guidelines On Student Loans Explained Student loans, these are the anchors that are weighing down a lot of potential homebuyers.  In fact, the numbers […]
May 11, 2016
Why Become A Loan Officer- Part 2

Why Become A Loan Officer: Part 2

Welcome back for part 2 of my multi-part series on the ins and outs of what a loan officer does, why you should become one, developing […]
May 11, 2016
Why Become A Loan Officer- Part 1

Why Become A Loan Officer: Part 1

Welcome everyone to part 1 of my multi-part series on the ins and outs of what a loan officer does, why you should become one, developing […]
April 26, 2016
2016 VA Guidelines After Bankruptcy Or Foreclosure

2016 VA Guidelines After Bankruptcy Or Foreclosure

What Are The New 2016 VA Guidelines After Bankruptcy And Foreclosure All mortgage loan programs have mandatory waiting periods after bankruptcy and foreclosure and VA (Veteran’s […]
April 26, 2016
Timeline For Clear To Close on FHA And Conventional Loan

Timeline For Clear To Close on FHA And Conventional Loan

Timeline For Clear To Close: FHA and Conventional So, you have filled out your application, underwriting has gone through your loan and has requested certain conditions […]
April 26, 2016
Letter Of Explanation To Mortgage Underwriters

Letter Of Explanation To Mortgage Underwriters

Letter Of Explanation To Mortgage Underwriter (LOX) Just because your credit history might not be the best, there is always hope to get approved, and this […]
April 5, 2016
Passing The NMLS Exam The First Time

Passing The NMLS Exam The First Time

Passing The NMLS Exam The First Time On your way to becoming a loan officer there are many boxes you need to check along the way […]
April 5, 2016
Unreimbursed Expenses- Deduction That Can Derail Home Ownership

Unreimbursed Expenses: Deduction That Can Derail Home Ownership

Unreimbursed Expenses: Deduction That Can Derail Home Ownership Most people love to try and get their maximum tax return refund on a yearly basis and will […]