Mortgage Blog

June 30, 2016
Letter of Explanation to Underwriter

Letter Of Explanation To Underwriters

Letter Of Explanation To Underwriters: Intro If you are in the process of getting your home loan mortgage approved, you may be asked to supply a […]
June 30, 2016
4 Reasons House Isn't Selling

4 Reasons Your House Isn’t Selling

Reasons Your House Isn’t Selling: Intro There are many Reasons Your House Isn’t Selling, and if you aren’t careful and can’t identify these reasons, then you […]
June 29, 2016
Reduce High DTI Ratios

Reduce High DTI Ratio

Reduce High DTI Ratio: Get Creative If you are a potential home borrower and you are saddled with a high debt to income ratio, you are […]
June 29, 2016
Conventional Loan Waiting Period

Conventional Loan Waiting Period

Conventional Loan Waiting Period: After Bankruptcy and Foreclosure If you have gone through a derogatory time in your past and have negative items on your credit […]
June 28, 2016
Loans That Affect Credit Worthiness

Loans That Affect Credit Worthiness

Loans That Affect Credit Worthiness: Not All Loans Created Equal When you are in the market of shopping for a mortgage it is essential that you […]
June 28, 2016
Important Credit Lessons To Teach Your Kids

Important Credit Lessons To Teach Your Kids

Important Credit Lessons: Intro Do you wish you were more informed about your finances when getting into adulthood?  Sure, I a bet there are a lot […]
June 28, 2016
How Does FHA Define Family Member-

How Does FHA Define Family Member?

How Does FHA Define Family Member: Non-Occupant Co-Borrowers If you were wondering how does FHA Define Family Member you will find out in the following article.  […]
June 27, 2016
2016 FHA Loan Requirements

2016 FHA Loan Requirements

2016 FHA Loan Requirements: What’s New? In this blog, I am going to run through the 2016 FHA Loan Requirements.  FHA Loans historically have been one […]
June 24, 2016
2016 Fannie Mae Second Home Guidelines

2016 Fannie Mae Second Home Guidelines

2016 Fannie Mae Second Home Guidelines: Update 2016 Fannie Mae Second Home Guidelines requires that potential buyers of second homes put at least a 10% down […]
June 23, 2016
2016 FHA Manual Underwriting Guidelines

2016 FHA Manual Underwriting Guidelines

2016 FHA Manual Underwriting Guidelines: Intro The 2016 FHA Manual Underwriting Guidelines applies to mortgage loan applications which cannot pass through the Automated Underwriting System and […]
June 23, 2016
Mortgage Loan Denials- The Reasons

Mortgage Loan Denials: The Reasons

Mortgage Loan Denials: Understanding The Reasons Mortgage Loan Denials occur when a mortgage loan underwriter denies a mortgage loan application because the potential borrower does not […]
June 22, 2016
What Keeps Me Motivated- Million Dollar Question

What Keeps Me Motivated? Million Dollar Question

What Keeps Me Motivated? If there is one thing a lot of people say about me is that I am a hustler and am always on […]