Category: FHA Loan

FHA Loans Mixed-Use Properties Mortgage Guidelines

In this blog, we will cover and discuss FHA loans mixed-use properties lending requirements and guidelines. FHA loans, those using mortgage guidelines set forth by the Federal Housing Administration, have been around in some form since 1934. The program was first introduced to promote homeownership for hard-working families with lower incomes who did not have

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FHA Loan Requirements and Guidelines

In this blog, we are going to run through the minimum FHA Loan Requirements.  FHA loans historically have been one of, if not the easiest loan to qualify and get approved with less than perfect credit and credit scores down to 500 FICO. FHA Loan Requirements For Bad Credit FHA loans are the most popular

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Minimum Credit Score For FHA Loan With No Overlay Lenders

Minimum Credit Score For FHA Loan With No Overlay Lenders When consumers begin the task of shopping for a home loan they can soon find out that it can sometimes be a rather confusing process. The mortgage industry has its own internal language that is rarely used outside of the real estate industry. Unless someone

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FHA Guidelines On Student Loans

FHA guidelines on student loans now allow income-based repayment (IBR). Borrowers who have large outstanding student loans on small monthly IBR payments can use the IBR payment as their monthly debt on student loans. Student loans are the anchors that are weighing down a lot of potential homebuyers.  In fact, the numbers are quite staggering

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